A Mini Guide to Health Insurance for Expats in Thailand
Health insurance is necessary for everyone, especially for foreigners who are visiting Thailand for long periods or are moving to Thailand permanently. It is quite easy to get health insurance to match your needs, but you need to pick the one that best suits you. Before selecting one, you need to find out the benefits that you and your family will be getting.
Health insurance and medical expanses :
Having a health insurance will allow you to cover all of your medical expenses in case you met with an accident or suffer from the ailment. Most of the top hospitals in Thailand have partnered with the insurance company to provide full health coverage. Depending on the plan chosen by you, the insurance can cover everything from simple ailments to severe accidents. If insurance do not covers you, you will have to pay for all the hospital charges, consultation fees and also for the medicine from your pocket. With health insurance, you do not have to worry about money and get the best treatment quickly.
As a foreigner in Thailand, there are a few things that you need to keep in mind before getting health insurance in Thailand. If you already have a policy in your native country that would cover your stay in Thailand, you do not need to spend on another health insurance. But, you need to make sure that they offer 24 hour helpline in case you have a problem. Many companies provide health insurance to their employees, but they cover only the basics. Thus, you need to add provisions to it separately in case you need to. Even though the price is an essential factor, do not pick a health insurance provider solely on the basis of it. You need to choose a company that has a good reputation and has excellent reviews from its customers.
The most valuable thing you have is your health and you need to ensure that you are fully covered during your stay in Thailand.