Terms & Conditions

Last updated: December 2025

Welcome to Insurance Thailand (insurance-thailand.com). By accessing and using this website, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website.

1. About Our Website

Insurance Thailand is an informational website that provides guides, comparisons, and recommendations about insurance products available in Thailand. We are:

• NOT an insurance company – We do not underwrite or issue insurance policies
• NOT a licensed insurance broker or agent – We provide information only
• An affiliate website – We may earn commissions when you purchase insurance through our links

2. Information Disclaimer

Specifically:

• Prices and coverage details shown are estimates and may vary
• Visa requirements can change – always verify with Thai Immigration or embassies
• Insurance policy terms are determined by the insurance provider, not us
• Our recommendations are based on our research but may not suit your specific situation

3. Affiliate Relationships

This website contains affiliate links. When you click on these links and purchase insurance products, we may earn a commission at no additional cost to you.

This affiliate relationship does not influence our editorial content. We recommend products based on our research and analysis, regardless of commission rates. For more details, see our Affiliate Disclosure.

4. No Professional Advice

The content on this website does not constitute:

• Insurance advice
• Financial advice
• Legal advice
• Immigration advice
• Medical advice

For personalized advice, please consult qualified professionals such as licensed insurance agents, financial advisors, immigration lawyers, or healthcare providers.

5. Your Responsibilities

When using our website, you agree to:

• Verify all information independently before making insurance purchases
• Read the full terms and conditions of any insurance policy before purchasing
• Provide accurate information when submitting forms or requesting quotes
• Use this website for lawful purposes only
• Not attempt to interfere with the website’s operation

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is owned by Insurance Thailand or its content suppliers and is protected by copyright laws.

You may:

• View and read content for personal, non-commercial use
• Share links to our content

You may not:

• Copy, reproduce, or republish our content without permission
• Use our content for commercial purposes
• Remove any copyright or proprietary notices

7. Third-Party Links

Our website contains links to third-party websites, including insurance providers. These links are provided for convenience. We do not control these websites and are not responsible for their content, privacy practices, or accuracy. Clicking on these links is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law:

• We provide this website and its content “as is” without warranties of any kind
• We do not guarantee the accuracy, completeness, or timeliness of information
• We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website
• We are not responsible for any losses resulting from insurance decisions you make based on our content

9. Indemnification

You agree to indemnify and hold harmless Insurance Thailand, its owners, and affiliates from any claims, damages, or expenses arising from your use of this website or violation of these terms.

10. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting. Your continued use of the website after changes constitutes acceptance of the modified terms.

11. Governing Law

These Terms & Conditions are governed by and construed in accordance with applicable laws. Any disputes will be resolved through appropriate legal channels.

12. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in effect.

13. Contact Us

If you have questions about these Terms & Conditions, please contact us: